Payments & Payouts
Payments
Checkout
Invoicing
Payment links
Recurring payments
Instant payouts
Batch payouts
Launch your own white label payment gateway in weeks, not years
Corefy is a white label payment gateway platform for companies launching their own PSP: you process payments under your brand, on your domain, through 650+ ready-made acquirer and APM connectors, while we host, certify, and maintain the infrastructure.
370+ payment businesses run on Corefy
White label payment processing built for real volume
1B+ successful transactions
Our infrastructure handles payments at scale, so growth never hits a platform limit.
99.99% platform uptime
No planned downtime, so your merchants keep processing and earning around the clock.
Up to 30% higher conversion
Reported by clients after setting up routing and cascading across several providers.
650+ ready connectors
Acquirers, APMs, and local providers ready to switch on, with new ones added daily.
How a white label payment gateway works
A white label payment gateway is ready-made payment infrastructure that a payment business runs under its own brand, while the technology provider hosts and maintains it. Your merchants integrate with your API, their customers pay through your checkout, and everyone manages payments in your portal. Here's what happens behind one transaction on Corefy.
- 1
The customer pays on your branded checkout
The hosted payment page runs on your domain with your logo. Card data is tokenized in a PCI DSS Level 1 environment, so it never touches your servers.
Your brandReduced PCI scope - 2
Routing picks the provider
Rules based on card BIN, country, amount, currency, cost, or approval history send each payment to the right acquirer or APM. You can route by 100+ attributes, including your own metadata.
Higher approvalLower cost - 3
Failed payments get a second chance
If a provider declines a payment or goes down, cascading sends it to the next provider in your chain automatically, so a provider-side failure doesn't become a lost sale.
Fewer lost sales - 4
Funds settle and your fees apply
The acquirer settles funds under your agreement. Corefy records the transaction, applies the fees you set for that merchant, and reconciles it against provider reports. Your merchant sees it all in your merchant portal.
Your marginClean reconciliation
Why building a payment gateway in-house stalls most new PSPs
Building payment infrastructure from scratch means months of development, six-figure costs, and a compliance burden before you process a single transaction.
Upfront CAPEX burden
Building a payment gateway in-house swallows six-figure budgets before you process a single transaction.
Integration bottleneck
Every new provider requires a custom integration. Your roadmap fills with technical debt instead of product.
Payment declines
Without intelligent payment routing and failover logic, you're quietly losing double-digit revenue on every decline.
Chargeback losses
Disputes, fraud fees, and chargeback exposure erode margin and put your MIDs at risk.
Why PSPs choose Corefy as their white label payment gateway provider
Corefy isn't a single-processor gateway. It's a white label payment gateway solution that sits above acquirers and APMs, so your payment business isn't tied to one provider's coverage, pricing, or downtime.
White-label platform
Launch on your domain, with your logo, checkout, merchant portal, and API docs. Merchants and their customers never see Corefy, and you don't fund servers or a PCI DSS audit.
650+ ready connectors
One integration connects you to acquirers, APMs, and payout providers. You plug in your MIDs in the dashboard, and if a provider you need isn't in the catalog yet, our team builds the connector.
Smart routing engine
Route payments by 100+ attributes and cascade declines to the next provider. Clients report up to 30% higher conversion and up to 15% lower processing costs.
Risk & Dispute suite
Built-in tokenization, 3D Secure 2, risk rules per merchant, and dispute management, so you control fraud exposure instead of reacting to it.
What PSPs achieve on Corefy's white label payment platform
Three PSPs, three different starting points: launching from zero, outgrowing a gateway, and fixing low conversion. Here’s what changed after they moved to Corefy’s white-label PSP solution.
4M
transactions a month, up from 2,000
10 days
to migrate, then +29 connections
85.1%
conversion rate, up from 56.2%
Launching from zero
From 2,000 to about 4 million transactions a month
An FCA-licensed PSP launched on Corefy instead of building in-house. Its first live transaction came two weeks after the demo, and about 20 extra connectors were built at its request as it grew.
Outgrowing a gateway
Migrated from another white-label gateway in 10 days
A European high-risk PSP outgrew its previous gateway and moved to Corefy in 10 days, then added 29 custom provider connections as its merchant portfolio grew.
Fixing low conversion
Conversion up from 56.2% to 85.1% in one year
An Eastern European PSP moved its payment and payout traffic to Corefy and rebuilt routing around approval rates and cost. Conversion grew by almost 30 percentage points while its traffic tripled.
Who uses a white label payment solution
A white label payments model fits companies that want to own the merchant relationship and the processing margin, not just accept payments. Most Corefy clients fall into one of these groups.
PSPs and payment startups
PSPs and payment startups
Founders who need white-label PSP software to launch fast and add markets without growing an engineering team.
ISOs and MSPs
ISOs and MSPs
Sales-led payment businesses that want their own branded platform and pricing instead of a referral share.
Banks and acquirers
Banks and acquirers
Institutions that want to offer online merchant services and alternative payment methods without building gateway infrastructure.
Fintechs and platforms
Fintechs and platforms
Companies that embed payments for their own customers and need coverage from many providers behind one API.
From signed contract to live traffic in 5 steps
Building a payment brand from scratch takes 12–24 months and a six-figure budget. Corefy is a white-label solution for PSPs that shortens this to weeks: the infrastructure, 650+ integrations, and operations tooling are ready, so your launch is configuration, not development.
Step 1
Align on needs
A few hours
After the contract is signed, we map what you need to launch: target markets, payment methods, merchant structure, and timeline. We also check your licensing and acquiring setup. You need your own license or a licensed partner, plus MIDs from acquirers, and we can introduce you to providers from our network.
Step 2
Platform and merchant portal deployed
1–3 days
We provision your organization on the platform and deploy your branded merchant portal and white-label API reference on your domain. Your team gets Dashboard access, and core modules are switched on.
Step 3
Merchant onboarding and integration
Timeline depends on your merchant's team
Your merchants get API keys in your portal and start integrating. In parallel, we connect and test your providers, set up routing rules, and configure fees for each merchant. Most integrations finish within 1–2 weeks.
Step 4
Go-live
As soon as integration and testing pass
Once the merchant integration is complete and connectors pass end-to-end tests (successful payments, failed payments, settlement checks), your platform opens for live traffic.
Step 5
Growth and optimization
Ongoing
A Customer Success Manager stays with you after launch, and support is available 7 days a week. Our payment team helps you add markets and providers and tune routing and checkout for higher approval rates.
Step 1 — Align on needs
A few hours
After the contract is signed, we map what you need to launch: target markets, payment methods, merchant structure, and timeline. We also check your licensing and acquiring setup. You need your own license or a licensed partner, plus MIDs from acquirers, and we can introduce you to providers from our network.
Step 2 — Platform and merchant portal deployed
1–3 days
We provision your organization on the platform and deploy your branded merchant portal and white-label API reference on your domain. Your team gets Dashboard access, and core modules are switched on.
Step 3 — Merchant onboarding and integration
Timeline depends on your merchant's team
Your merchants get API keys in your portal and start integrating. In parallel, we connect and test your providers, set up routing rules, and configure fees for each merchant. Most integrations finish within 1–2 weeks.
Step 4 — Go-live
As soon as integration and testing pass
Once the merchant integration is complete and connectors pass end-to-end tests (successful payments, failed payments, settlement checks), your platform opens for live traffic.
Step 5 — Growth and optimization
Ongoing
A Customer Success Manager stays with you after launch, and support is available 7 days a week. Our payment team helps you add markets and providers and tune routing and checkout for higher approval rates.
Everything a white label payment service provider needs, out of the box
Corefy is white label payment gateway software with the processing, operations, and control tools a payment business needs from day one, including the merchant back office, fee management, and reconciliation. You configure and brand it; we build, host, and maintain it.
Smart processing
Routing
Cascading
Splitting
P2P control
Anti-fraud
Triggering
Currency conversion
Control
Monitoring
Reporting
Analytics
Reconciliations
Merchant management
Alerting
Management
Dashboard
Merchant portal
Telegram bot
The fastest way to launch a white label payment gateway
Book a 30-minute call with a payment expert. We'll show you what your branded platform would include, how long the launch takes, and what it costs for your model.
White label payment gateway or build your own?
Most teams underestimate what an in-house build costs in time, capital, and ongoing overhead. A gateway MVP alone averages $150–250K before you connect a single provider.
Dedicated payment team
Go live in weeks
Managed infrastructure, no hidden costs
650+ ready-to-use connectors
Tech, support & implementation handled
New integrations added daily
PCI DSS built in
Upgrades & scaling handled
From $4K / month
View pricingRecruit & manage teams
12–24 months to launch
Own & fund infrastructure
Manual ops or ad-hoc automation
Design every screen yourself
Integrate providers one by one
Carry full PCI DSS scope
Maintain, patch & scale
MVP $150–250K + upfront + ongoing
Launch with Corefy
Dedicated payment team
Go live in weeks
Managed infrastructure, no hidden costs
650+ ready-to-use connectors
Tech, support & implementation handled
New integrations added daily
PCI DSS built in
Upgrades & scaling handled
From $4K / month
View pricing
Develop your own
Recruit & manage teams
12–24 months to launch
Own & fund infrastructure
Manual ops or ad-hoc automation
Design every screen yourself
Integrate providers one by one
Carry full PCI DSS scope
Maintain, patch & scale
MVP $150–250K + upfront + ongoing
Trusted by 370+ payment businesses building on Corefy
It's very hard to build an orchestration platform by yourself. If you don't have the expertise, you might spend a lot of resources. When you have some trusted partners like ours, like Corefy, who can help you do this, create the rules, and help with the orchestration, this is key for any business that's looking to scale and optimize its approval rates.
A merchant might be ready to act now, but when they’re working directly, the technical work and integration take significant time. By onboarding them through Corefy, the setup becomes much easier. Most components are already in place, and adding something new usually takes just a couple of weeks instead of months. It also helps avoid errors at launch, making the whole process smoother and more efficient — saving both time and effort.
I find Corefy especially valuable for its cascading feature. It's allowed us to create flexible and efficient routing for our solutions, which has significantly improved our acceptance rates. Instead of offering just one payment option, clients are automatically routed through multiple alternatives until the transaction is completed — this makes a big difference. Additionally, Corefy's support team is responsive, and they usually deliver the solutions we request within a reasonable timeframe.
Built for payment businesses. Secure by design
As your white label payment gateway provider, Corefy is PCI DSS Level 1 certified and GDPR-compliant, runs on AWS, and works within the Visa Third Party Agent and Mastercard Registration Program frameworks. Principal members of Visa and Mastercard use Corefy as a gateway for their card-acquiring services.
Learn more about Security and Compliance
Ready to launch your white label payment gateway?
Connect providers, configure routing, and start processing under your brand, with full infrastructure support from a dedicated payment team.
Frequently asked questions
Prefer to speak with someone directly?
Corefy's white label payment gateway starts from $4K per month for the platform, plus a usage-based fee on successful transactions. There's no six-figure development budget, and provider fees such as interchange, scheme fees, and acquirer markup are paid under your own agreements with acquirers, not to Corefy.
Your final price depends on the markets and payment methods you launch with, the modules you enable, and your transaction volume. When you compare white-label payment gateway vendors, check how each one combines setup fees, monthly subscription, per-transaction fees, and revenue share, and whether provider costs are bundled into its price or stay transparent in your own contracts. For a quote based on your model, see pricing or talk to a payment expert.