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Corefy is a high-risk payment gateway layer that connects 650+ acquirers and PSPs, retries declines on backup routes and fails over if an account is closed.
Connect backup acquirers in advance. If one pauses or terminates your account, traffic moves to the next route and checkout keeps working.
Connect new high risk payment processors and local payment methods through 650+ ready-made integrations instead of a new build for each.
Retry soft declines through backup high-risk payment processors automatically, so a good payment isn't lost on the first route.
520+ high-volume merchants run on Corefy
High-risk merchants face stricter underwriting, more declines and fewer acquirers willing to stay. One weak link can stop revenue the same day.
If your one or two acquirers review, reserve or close your account, processing stops the same day while customers keep trying to pay.
Issuers decline high-risk MCCs more often. Static routing gives a soft decline no second chance, so a recoverable payment becomes lost revenue.
Card-scheme monitoring programs flag merchants with high dispute ratios. Cross the thresholds and you face fines, larger reserves or termination.
Each high-risk PSP brings its own API, reports and settlement files. Managing them separately slows launches and hides which route actually converts.
No single acquirer covers every country, currency and payment method. Each gap is a market where payers can't complete checkout.
Reserves, delayed settlements and failed payouts strain cash flow. Without a backup provider, a stuck payout becomes a support ticket.
That's where the money leaks out
Here's how Corefy closes them
Route each payment to the provider most likely to approve it, retry declines, fail over when a provider is down, and manage every high-risk payment processor from one place.
Route each payment to the provider most likely to approve it. If a route declines or an acquirer pauses your account, cascading and failover send the payment to the next provider automatically.
Declines you can't recover?
Routing & Cascading
Compare approval rates, volumes and declines by provider in one dashboard. Spot a falling route early and shift traffic before it hurts revenue, instead of finding out from a monthly report.
Juggling reports from five PSPs?
Unified dashboardChoose from 650+ ready-made connectors and 900+ payment and payout methods. Add a provider for a new market, or a backup acquirer, without building each integration from scratch.
New market, new provider?
ConnectorsRoute payouts across providers, retry failed transfers and switch to a backup route when needed. Reconcile deposits, payouts and fees in one place instead of per-provider reports.
Payout failed?
PayoutsCorefy is the unified payment operating system teams put between their checkout and every acquirer — one API for high risk payment processing, 650+ connections behind it and routing that keeps payments approved, so one closed account doesn't stop your revenue.
Explore how Corefy can consolidate your acquirers and PSPs, add backup routes, and keep payments moving as your risk profile and volumes change.
A closer look at Corefy through real numbers, customer experience and payment performance.
520+
high-volume merchants run on Corefy
Karla Gomez
Head of Payments at Grand Cru Concepts
Payment routing has provided additional flexibility in managing providers and payment methods. The platform makes it easier to configure and optimize payment flows while maintaining visibility into transaction performance.
Serghei Gray
PSP Team Leader at GBL-Factory
I find Corefy especially valuable for its cascading feature. It's allowed us to create flexible and efficient routing for our solutions, which has significantly improved our acceptance rates. Instead of offering just one payment option, clients are automatically routed through multiple alternatives until the transaction is completed — this makes a big difference. Additionally, Corefy's support team is responsive, and they usually deliver the solutions we request within a reasonable timeframe.
Maxim T.
CFO at First Orbital
We are treating Corefy as our strategic partner because we know your solutions and your relationship with us as your customers, and we have full trust in terms of reliability, fast integration to our platforms, and orchestration by different payment methods.
Arif Akhmedzade
I know Corefy for more than 5 years and during this time we come more than partners. The team is professional. They give great support and provide with all necessary information from the first day of work. They have done a great product that updates and becomes better at every update. Corefy helps me to focus on the business side mostly and strategic planning. And this is what I wanted.
move cursor to view more reviews
PCI DSS
Level 1 compliant
30%
increase in conversion rates
99.9%
system uptime
520+
high-volume merchants run on Corefy
30%
increase in conversion rates
Karla Gomez
Head of Payments at Grand Cru Concepts
Payment routing has provided additional flexibility in managing providers and payment methods. The platform makes it easier to configure and optimize payment flows while maintaining visibility into transaction performance.
Serghei Gray
PSP Team Leader at GBL-Factory
I find Corefy especially valuable for its cascading feature. It's allowed us to create flexible and efficient routing for our solutions, which has significantly improved our acceptance rates. Instead of offering just one payment option, clients are automatically routed through multiple alternatives until the transaction is completed — this makes a big difference. Additionally, Corefy's support team is responsive, and they usually deliver the solutions we request within a reasonable timeframe.
Maxim T.
CFO at First Orbital
We are treating Corefy as our strategic partner because we know your solutions and your relationship with us as your customers, and we have full trust in terms of reliability, fast integration to our platforms, and orchestration by different payment methods.
Arif Akhmedzade
I know Corefy for more than 5 years and during this time we come more than partners. The team is professional. They give great support and provide with all necessary information from the first day of work. They have done a great product that updates and becomes better at every update. Corefy helps me to focus on the business side mostly and strategic planning. And this is what I wanted.
move cursor to view more reviews
99.9%
system uptime
PCI DSS
Level 1 compliant
520+
high-volume merchants run on Corefy
30%
increase in conversion rates
Karla Gomez
Head of Payments at Grand Cru Concepts
Payment routing has provided additional flexibility in managing providers and payment methods. The platform makes it easier to configure and optimize payment flows while maintaining visibility into transaction performance.
Serghei Gray
PSP Team Leader at GBL-Factory
I find Corefy especially valuable for its cascading feature. It's allowed us to create flexible and efficient routing for our solutions, which has significantly improved our acceptance rates. Instead of offering just one payment option, clients are automatically routed through multiple alternatives until the transaction is completed — this makes a big difference. Additionally, Corefy's support team is responsive, and they usually deliver the solutions we request within a reasonable timeframe.
Maxim T.
CFO at First Orbital
We are treating Corefy as our strategic partner because we know your solutions and your relationship with us as your customers, and we have full trust in terms of reliability, fast integration to our platforms, and orchestration by different payment methods.
Arif Akhmedzade
I know Corefy for more than 5 years and during this time we come more than partners. The team is professional. They give great support and provide with all necessary information from the first day of work. They have done a great product that updates and becomes better at every update. Corefy helps me to focus on the business side mostly and strategic planning. And this is what I wanted.
move cursor to view more reviews
99.9%
system uptime
PCI DSS
Level 1 compliant
Practical resources for choosing a high risk business payment gateway, improving approval rates and adding providers.
Bring your acquirers, PSPs and payment methods into one setup that retries declines and fails over when a provider drops you.
Prefer to talk to a person or the answer is not on the list?
A high risk payment gateway is the technology that securely passes payment data between a high-risk merchant, its customers and the acquirers or PSPs that process the payments. It encrypts card details, sends the authorization request to a provider and returns the result to your checkout within seconds.
Most high-risk merchants depend on one or two providers, so the gateway becomes a single point of failure. Corefy adds a layer above those providers: one high risk online payment gateway connection to many acquirers, with routing, cascading and failover, so your business does not depend on a single provider.
You keep your own contracts with acquirers. Corefy connects them, routes each payment, and gives you one dashboard to see how every route performs.
