Boost payment approvals with Smart routing & Cascading
Ensure every transaction counts. Corefy's smart routing engine chooses the optimal provider in real time, while cascading instantly retries failed payments — lifting success rates, cutting costs, and keeping your payment flows uninterrupted.
Route
Send each transaction to the most suitable provider based on BIN, country, currency, amount, or any custom attribute.
Failover
If a payment fails, automatically retry it via another eligible provider — without user re-entry or checkout friction.
Control
Build and manage routing logic in a visual editor with drafts, approvals, role-based access, and portable rule sets.
Optimise
Continuously balance cost vs performance using live routing decisions, not fixed provider priorities.
No-code routing logic builder
Define payment routing conditions, assign actions, connect providers, and control how transactions move through your infrastructure — without hardcoding or developer dependency.
Multi-currency
Route only via providers that support the transaction currency and required currency pair.
Version history
Create drafts, publish updates, and roll back routing changes with a complete audit trail.
Rule sections
Group related conditions into clear blocks to keep complex routing logic structured and manageable.
JSON import/export
Reuse routing setups across environments and accounts without rebuilding them from scratch.
Traffic distribution strategies for payment routing
Choose the routing behaviour that fits your objective. Combine strategies, preview outcomes, and fine-tune how transactions are distributed across providers.
Priority routing
Send traffic to your preferred provider first and automatically fall back to next eligible option if the attempt fails.
*Best for uptime, provider preferences, and compliance constraints.
Balance-based routing
Direct traffic toward providers with lower balances to keep wallet utilisation aligned with your target.
*Best for diversifying risk and managing pre-funded provider wallets.
Weighted routing
Distribute traffic across providers by fixed percentages you define.
*Best for load balancing, gradual rollouts, and controlled testing.
Turnover caps
Automatically pause a route once its daily volume limit is reached and resume when the limit resets.
*Best for contractual caps, scheme thresholds, and risk control.
Optimal
Automatically select the Route predicted to deliver the highest conversion, with seamless fallback if unavailable.
*Best for dynamic portfolios chasing maximum approvals with minimal manual tuning.
Cascading groups
Retry failed transactions across defined route groups based on your retry policy and limits.
*Best for recovering soft declines and limiting incident impact.
Recover failed payments automatically with cascading
Cascading and automatic transaction retries protect your conversion without adding friction for customers.
Instant auto-retry
Automatically retry failed payments via another eligible provider — without customer re-entry or added checkout friction.
Retry management
Define provider priority and retry logic so traffic automatically bypasses problematic routes and keeps processing stable.
PSP health monitoring
Continuously monitor provider and account availability to reroute transactions to healthy paths when issues occur.
Recurring token cascading
Retry stored tokens across multiple providers to increase successful subscription charges and reduce churn.
Build routing that performs under pressure
See how automated payment routing and cascading improve approval rates, protect uptime, and reduce processing costs.
Built-in routing tools for complex payment use cases
Corefy gives you practical controls to adapt routing and processing logic to real-world payment scenarios — from risk management and subscriptions to caps, testing, and dynamic behaviour — without hardcoding or fragile workarounds.
Triggers
Triggers
Automatically adjust processing rules when defined conditions are met — for example, relax 3DS after a pattern of successful payments or tighten rules when risk increases.
Splitting
Splitting
Process high-value payments across multiple providers or methods to stay within caps and improve reliability.
P2P routing
P2P routing
Automatically route peer-to-peer flows to the correct transit accounts based on your internal logic and account structure.
Recurring token routing
Recurring token routing
Select and retry stored tokens across multiple providers to stabilise subscription revenue and reduce failed rebills.
Routing A/B testing
Routing A/B testing
Test different routing strategies, compare approval rate, cost, and latency, and confidently roll out the best-performing configuration.
3D Secure 1 & 2
3D Secure 1 & 2
Apply 3DS1 or 3DS2 selectively based on transaction parameters instead of enforcing a single blanket rule.
Scale your payment infrastructure without losing control
Connect routing with checkout, currency logic, and compliance controls so your payment flows stay consistent, predictable, and safe as your setup grows.
Checkout integration
Pre-aggregated routes keep the UI in sync across Elements, Embedded and Redirect, while server-side field aggregation stays PCI-compliant — no front-end changes.
Dynamic FX schemes
Enforce currency-pair rules and merchant FX schemes, selecting only compatible providers and weighing costs when conversion is needed.Compliance guardrails
Keep flows compliant with scheme rules, geos, and currency pairs before traffic hits production.
Security & Compliance you can trust
PCI DSS L1 compliance, tokenisation, 3D Secure, access controls, signed webhooks, and full audit trails — built into every layer of the platform.
Learn more about Security and Compliance
Ready to get started with Corefy?
Your payment infrastructure, fully under control. Connect providers, configure flows, and manage routing from one platform.
See Corefy in action
A quick 15–30 min call to align on your goals, followed by a live demo tailored to your setup.
Set up with guidance
Structured onboarding, clear next steps, contract signing, team training, and a dedicated manager to support you.
Launch with confidence
Validate your MVP, process first live transactions, confirm readiness, and go live with Corefy.
Frequently asked questions
Need a clearer answer for your specific setup? Let’s talk!
Talk to a payment expert