UniversePay

What is UniversePay and what do they do?

UniversePay is a payment solutions provider headquartered in Riga, Latvia. Founded in 2015, it offers payment processing through its own secure payment gateway, alongside a broader set of financial services for businesses. These include support with bank account opening and with obtaining financial licences.

The gateway combines alternative payment methods, such as e-wallets and bank links, with a wide technical toolkit. This covers recurring payments, data tokenisation, dynamic descriptors, mail order/telephone order (MOTO) transactions, email invoicing, 3D Secure (3DS), cardholder verification, and multi-currency processing and settlement.

Integration is straightforward. UniversePay provides ready-made modules for popular content management systems (CMS), and merchants manage their activity through a user-friendly merchant back office.

Who is it for?

UniversePay serves businesses across e-commerce, crypto, gaming and brokerage, including merchants in high-risk verticals. It suits companies that want more than a processing connection: a single partner that can also help with banking relationships and regulatory set-up as they grow.

Why do businesses choose UniversePay?

• More than payments. Alongside processing, UniversePay helps businesses open bank accounts and obtain financial licences. That makes it useful for companies still building their financial infrastructure.
• High-risk experience. The provider works with verticals such as gaming, crypto and brokerage, where specialist processing support matters.
• Built-in fraud prevention. An advanced anti-fraud system and 3DS help reduce fraud and protect approval rates.
• Feature depth. Recurring billing, tokenisation, dynamic descriptors and MOTO support cover the needs of subscription, remote-sales and multi-brand businesses.
• Fast set-up. Ready-made CMS modules and professional IT support shorten the time from onboarding to live payments.

Businesses using Corefy can simply obtain a MID from UniversePay and connect it to Corefy’s dashboard in a few clicks, without dealing with any integration work.

Is UniversePay trustworthy?

UniversePay has operated since 2015 from its headquarters in Riga, Latvia. Its payment gateway is certified to PCI DSS Level 1, the highest level of the Payment Card Industry Data Security Standard. Transactions are protected by an advanced anti-fraud system, 3DS authentication, data tokenisation and cardholder verification.