Unlimit

What is Unlimit and what do they do?

Unlimit is a global fintech company founded in 2009 and headquartered in London, with offices across Europe, the UK, LATAM, APAC, India, and Africa. It operates as a full-stack payments provider built on proprietary infrastructure rather than reselling third-party tech — a model that gives it direct control over acquiring, processing, and settlement flows.

The company's offer spans payment processing (acquiring), alternative payment methods, recurring payments, payouts, settlements, B2B payments, multi-currency accounts, card issuing, BaaS, and fiat on- and off-ramp for DeFi, GameFi, and NFTs. On the processing side, Unlimit provides direct connections to major global card schemes (Visa, Mastercard, JCB, Diners, Elo, RuPay) and supports more than 1,000 payment methods across 150+ currencies and 180+ economies, including digital wallets, mobile payments, cash networks, and local bank transfers across Africa, APAC, LATAM, and Europe.

Who is it for?

Unlimit serves businesses that need cross-border payment acceptance with strong local acquiring coverage. Its main client segments include eCommerce, gaming, travel and hospitality, transportation and mobility, subscription services, SaaS, advertisers and publishers, and licensed brokers. Through its BaaS line, it also serves neobanks, fintechs, insurance providers, and crypto exchanges that need to embed payment and account infrastructure into their own products.

In the Corefy network, Unlimit is a strong fit for merchants and PSPs expanding into LATAM (particularly Brazil with local acquiring), India (now under a domestic and a cross-border PA-CB licence from the Reserve Bank of India), and other markets where direct local acquiring is hard to obtain through generalist providers.

Why do businesses choose Unlimit?

Several factors drive Unlimit selection over alternatives:

• Proprietary infrastructure. Unlike providers that resell or stitch together third-party acquiring, Unlimit owns its stack end-to-end. This translates into more flexibility on routing logic, fewer intermediaries, and more transparent reconciliation.
• Local acquiring depth. Direct acquiring in Brazil, recently expanded card scheme membership in Peru, and full RBI authorisation in India give merchants access to markets where international providers typically underperform on approval rates.
• Breadth of methods. Access to 1,000+ alternative payment methods means merchants can localise checkout in markets where cards are not the dominant rail.
• All-in-one capability. Acquiring, multi-currency accounts, card issuing, and BaaS sit on the same platform, which reduces vendor sprawl for businesses building or scaling a payment operation.
• Recent recognition. Unlimit was named Most Innovative Payments UK 2025, reflecting continued investment in product and infrastructure.

For merchants already on Corefy, the practical benefit is that Unlimit can be added as another connector within an existing orchestration setup — used selectively for the geographies and methods where it performs best, without replacing the rest of the payment stack.

Is Unlimit trustworthy?

Unlimit operates under a regulated, audited security and compliance framework. The platform is PCI DSS Level 1 certified and supports key regulatory frameworks such as PSD2, Strong Customer Authentication (SCA), and 3D Secure 2.0, and the company holds licences and authorisations in several regions, including Europe, the UK, India, and Latin America. It also runs an in-house anti-fraud system and maintains annual audits against PCI DSS 4.0.

The company has been operating since 2009, employs around 700 people across 17 offices, and is a recognised Mastercard and Visa principal member in multiple regions, including a recent Mastercard and Visa Token Service Provider certification in India. Its long operating history, regulated status across major jurisdictions, and proprietary infrastructure make it a credible counterparty for both enterprise merchants and payment businesses scaling cross-border operations.