Transact 365

What is Transact 365 and what do they do?

Transact 365 (T365) is a global payment platform operated by 365 Money Inc., founded in 2017 and headquartered in Mississauga, Ontario, Canada. The company positions itself around a 'Think Local, Go Global' model, giving merchants domestic payment processing across multiple regions through a single point of integration.

The platform is PCI DSS Level 1 certified and connects to more than 20 established European and international acquirers through an acquirer-agnostic setup. It supports bank wires, card payments, and local payment methods, alongside Open Banking rails such as UK Faster Payments and SEPA, as alternatives to card schemes. Coverage spans the UK, Europe, North America (including Canada), Asia, Latin America, Australia, and Africa, with local methods such as UnionPay, Alipay, WeChat Pay, Boleto, and 7-Eleven available depending on region.

On the technical side, T365 offers a REST API with OAuth 2.0 authentication, webhook postbacks for transaction status updates, and payout endpoints — giving merchants programmatic control over collections and payouts rather than a purely hosted checkout.

Who is it for?

T365 is built for merchants operating in regulated, often higher-risk digital verticals: licensed online gaming operators, video games, dating platforms and streaming services. It also serves fintech firms that need acquiring partners comfortable with regulatory complexity, as well as retail and e-commerce businesses looking to localise payment acceptance across several continents.

The common thread is businesses that sell cross-border and need local payment methods and settlement currencies in each market, rather than relying on a single global card-only setup.

Why do businesses choose Transact 365?

• Broad global reach from a single integration — domestic acquiring across the UK, Europe, North America, Asia, Latin America, Australia, and Africa through a single connection.
• Built for digital and high-risk verticals — established relationships with acquirers that support licensed gaming, dating and streaming businesses.
• Local payment method coverage — access to region-specific methods like UnionPay, Alipay, WeChat Pay, Boleto and iDEAL alongside card schemes.
• Open Banking as a card alternative — UK Faster Payments and SEPA support for lower-cost, faster settlement outside the card networks.
• Built-in fraud tooling — velocity checking, IP and BIN blocking, device ID tracking and 3D Secure (3DS) as standard on the platform.

Businesses using Corefy can simply obtain a MID from Transact 365 and connect it to Corefy's dashboard in a few clicks, without dealing with any integration work.

Is Transact 365 trustworthy?

Transact 365 has been operating since 2017, with a management team the company describes as bringing a combined 25 years of experience across acquiring, gateways, fraud management, and banking. The payment gateway holds PCI DSS Level 1 certification, the highest tier of card data security compliance, and the platform includes 3D Secure (3DS) support for strong customer authentication on card transactions.

The company is registered in Canada as 365 Money Inc. and operates its acquiring network through established European and international partner institutions, providing merchants with regulatory coverage that aligns with local acquiring relationships in each region it serves.