SharPay

What is SharPay and what do they do?

SharPay is a Cyprus-based fintech and payment infrastructure company offering payment processing, IBAN accounts, card issuing, crypto wallets, and payouts for businesses and individuals. The platform covers both consumer-facing financial tools — including EU BIN cards and a mobile wallet app — and a B2B white-label product aimed at payment businesses that want to launch or extend their own payment infrastructure.

On the processing side, SharPay supports online payment acceptance via HPP and H2H API integrations, a mobile SDK, retry logic, chargeback handling, and plugins for common e-commerce platforms. The white-label offering is positioned as a ready-to-deploy stack that includes a payment gateway, card issuing, IBAN accounts, crypto wallets, and compliance tooling — available as a SaaS deployment in 2–4 weeks or on-premises in around 2–3 months.

Who is it for?

SharPay targets merchants, fintechs, PSPs, brokers, and operators in high-risk verticals who need payment processing or a white-label payment stack. The platform explicitly positions itself as suitable for businesses of any risk level, which makes it relevant for industries that tend to face friction with mainstream payment providers. Its consumer product — IBAN accounts, crypto wallets, and prepaid cards — also serves individual users, though the B2B layer is the primary context for payment infrastructure buyers.

Why do businesses choose SharPay?

SharPay's main draw is speed and breadth. The white-label platform is marketed as a fast-start solution with a short deployment timeline, which suits operators who need to get to market without building from scratch. The company claims 500+ connectors across 150+ countries, with multi-provider routing designed to support approval rate optimisation. Transparent entry-level pricing — including a 0.3% payment fee and €1 card issuance — makes it easy to model early-stage costs, while enterprise and white-label pricing is negotiated based on volume and scope.

Businesses using Corefy can simply obtain a MID from SharPay and connect it to Corefy’s dashboard in a few clicks, without dealing with any integration work.

Is SharPay trustworthy?

SharPay references PCI DSS and PSD2 compliance on its website, along with AML/KYC controls. The company is associated with GTM EXCHANGE LTD, registered in Cyprus.