Cardiful New

What is Cardiful and what do they do?

Cardiful is a payment service provider operating under Paypulse International Ltd, registered in Canada. The platform processes card payments across Visa, Mastercard, and UnionPay for both deposits and payouts, and supports a broad set of alternative payment methods (APMs) including Open Banking, Apple Pay, Google Pay, Sofort, Neteller, and Paysafecard.

Beyond core acquiring, Cardiful covers the operational layer that merchants need for transactions: conversion-based routing, fallback and cascading routing, geo-based routing, rule-based routing, and load balancing across payment routes. It supports card-on-file (non-CVC) recurring payments for subscription billing, as well as full and partial refunds and Original Credit Transactions (OCT) for crypto payouts. Tokenisation runs across channels, backed by 3D Secure (3DS)/MPI and Address Verification Service (AVS) for authentication and fraud checks.

On the compliance side, Cardiful offers tax ID validation and VAT management tools. Reporting comes through a key metrics dashboard, predefined reports, custom reports, and revenue recognition tracking, giving finance and payments teams visibility into performance without building this tooling themselves.

Who is it for?

Cardiful is built specifically for iGaming operators — online casinos, betting platforms and similar high-volume, high-risk merchants that need reliable card processing alongside APMs favoured by their player base. The mix of crypto payouts, Neteller and Paysafecard support, and sophisticated routing and cascading logic reflects the deposit and payout patterns typical of gaming platforms, where minimising declines and processing payouts quickly both matter directly to the player experience.

Why do businesses choose Cardiful?

• iGaming-specific payment mix: card processing paired with wallets and prepaid options (Neteller, Paysafecard) that gaming audiences actually use
• Payout flexibility: OCT-based crypto payouts alongside standard card and APM payouts
• Smart routing: conversion-based, geo-based, rule-based and fallback/cascading routing to reduce failed transactions
• Recurring billing support: card-on-file (non-CVC) recurring payments for subscription-style products
• Built-in compliance tooling: tax ID validation and VAT management alongside 3DS/MPI and AVS

Businesses using Corefy can simply obtain a MID from Cardiful and connect it to Corefy's dashboard in a few clicks, without dealing with any integration work.

Is Cardiful trustworthy?

Cardiful operates as Paypulse International Ltd, a company registered in Canada, with a documented API reference, onboarding portal, and support channel for merchants. The platform's security stack includes 3D Secure (3DS)/MPI authentication, Address Verification Service (AVS) and secure token storage with cross-channel tokenisation, covering the standard controls expected of a modern card-processing setup.