Use case summary
Corefy lets a payment business configure fees and commissions per merchant, method, and operation, then applies them automatically as transactions and payouts are processed. Every merchant can sit on its own commercial terms, your earned revenue is calculated in real time, and the whole model runs from the dashboard instead of a spreadsheet.
- Founder & CEO
- Finance & CFO
Why per-merchant pricing turns into a manual burden
For a payment business, pricing is the product. Different merchants negotiate different rates; some pay per transaction and others a percentage, high-volume clients get discounts, and specific methods or currencies carry their own costs. That flexibility wins deals. It also creates an operational problem the moment you have more than a handful of merchants.
When fee logic lives outside your payment system, every transaction has to be priced after the fact. Someone exports the transaction data, applies the correct rate for each merchant in a spreadsheet, works out your margin over provider costs, and produces an invoice, then repeats it next cycle. The work grows with every merchant and every rate change, and it is exactly the kind of manual calculation where errors creep in. A wrong rate applied for months is revenue quietly lost, or a merchant is overcharged and unhappy. And because the numbers arrive after the period closes, you never quite see your live margin, only last month's version of it.
How to price every merchant inside the platform
With Corefy, fees and commissions are configuration that live with each merchant account, so pricing is applied at the moment of processing rather than reconstructed afterward.
- 1
Configure fees per merchant account
Each merchant on your platform carries its own fee settings, so the terms you negotiated are attached to that merchant and applied to its transactions automatically.
- 2
Price the way your deals are structured
Set fixed fees, percentage commissions, or a combination, and vary them by payment method, currency, or operation type, so your pricing model matches the commercial reality instead of forcing every merchant into one template.
- 3
Apply charges automatically as transactions process
The platform calculates your fee on each payment and payout as it happens, so your earned commission is recorded in real time rather than worked out at month-end.
- 4
See your margin, not just your volume
Because fees and provider costs are both in the system, analytics shows what you earn over what you pay, per merchant and per method, so profitability is visible while the period is still open.
- 5
Change pricing without reworking a spreadsheet
When you renegotiate a rate or launch a new merchant, you update the fee configuration in the dashboard and the new terms apply automatically from that point on.
- 6
Keep the records your finance team needs
Every calculated fee sits with its transaction, so the data behind an invoice or a revenue figure is traceable.
What you get
Pricing becomes part of your infrastructure, so revenue is calculated correctly by default.
Accurate revenue on every transaction
Fees apply automatically at the agreed rate, so you stop losing margin to misapplied prices and stop overcharging merchants by mistake.
Hours of manual calculation removed
The export, price, and invoice routine disappears, and it stops growing every time you add a merchant.
Live visibility into margin
You see what each merchant earns you over provider costs while the month is running, so pricing decisions rest on current numbers.
A branded back office with configurable fee management
A PSP that built its business on Corefy gave its merchants a branded back office to manage and monitor their own transactions, and gained an accounting tool to keep records of third parties' payments, payouts, and balances, with flexible and configurable fee management. Pricing for each merchant lives inside the platform rather than in a separate system, so the commercial terms and the transaction data stay together.