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Corefy is PCI DSS-compliant payment infrastructure for PSPs, platforms, and merchants, with tokenization, encryption, access control, and risk checks built into every stage of the payment flow. Evidence your security posture without rebuilding the controls.
Corefy meets the security standards expected of payment infrastructure operators and gives PSPs, platforms, and merchants the controls to evidence that posture to their own customers, partners, and regulators.
Regular external assessments and penetration tests verify that controls work as designed across the platform.
Configurable controls including multi-factor authentication, password rotation, and session management.
Defined detection, escalation, and notification procedures for security and operational events.
Running payment infrastructure means defending four surfaces at once: authentication, transaction risk, sensitive data, and platform access. Weakness in any one of them creates exposure for the entire flow.
Misconfigured 3DS or SCA flows raise fraud exposure and quietly cost approval rate. Authentication needs to be enforced where required, not everywhere.
Card testing, bot traffic, and velocity-based attacks exploit gaps in transaction-level controls. Detection has to happen before the transaction reaches the provider.
Touching card data widens PCI DSS scope and increases breach impact. The fix is to handle as little of it as possible and tokenize the rest risks.
Over-privileged users, weak audit trails, and shared credentials are how internal incidents start. Access governance has to be granular and traceable.
Corefy holds the certifications that payment platforms, PSPs, and enterprise merchants are required to evidence and applies the technical controls that sit underneath them.
Corefy operates as PCI DSS Level 1 payment infrastructure, the highest tier under the Payment Card Industry Data Security Standard. Card data handling, encryption, tokenization, and access control meet PCI DSS requirements.
Card data tokenization and isolation
Encryption in transit and at rest
Secure cryptographic key management
Network segmentation (PCI zone isolation)
Continuous security monitoring and vulnerability management
Corefy applies the technical and organizational measures GDPR expects, so customers operating in the EU and UK build their own compliance posture on an aligned platform, with encryption, retention policies, and audit trails built in.
Encryption of personal and payment data
Defined data retention and deletion policies
Access control and activity logging
Secure data storage and backups
Audit trails for personal data access
Payment security is layered. Corefy carries the platform-level controls: infrastructure, data protection, encryption, and access governance. The matrix below shows where PSPs and merchants make business-level decisions like risk rules and KYC.
Infrastructure security
Payment data protection
Payment routing
Payment flow control
Business risk rules
Merchant onboarding
Corefy's payment infrastructure is built on a cell-isolated architecture distributed across multiple availability zones — designed for high availability, fault containment, and continuous secure processing.
Built on AWS across multiple availability zones for reliability, scalability, and secure data processing under defined geographic constraints.
Provider behaviour and payment flows are monitored continuously, with automated alerts on anomalies and degraded performance.
Each zone is built with redundancy, so payment processing continues through individual component failures without merchant-visible impact.
Issues in one cell are contained inside that cell. They do not propagate to other merchants, providers, or payment flows.
Encrypted backups and data archiving meet long-term availability and retention requirements.
All external traffic between merchants, PSPs, and the Corefy platform is protected with TLS encryption. Payment data stays confidential and tamper-evident across every hop.
Card data is replaced with tokens reusable for repeat transactions, recurring billing, and card-on-file flows. This narrows PCI DSS scope for any system integrated with Corefy, including a PCI-compliant payment gateway you run on top of it.
Card data can be stored in a dedicated PCI DSS-compliant vault, so merchants can offer card-on-file payments without holding card data themselves.
Provider integration credentials and API keys are encrypted and isolated per cell. A compromise in one tenant cannot reach another.
Every webhook notification is cryptographically signed. Merchants and PSPs can verify origin and integrity before acting on it.
Payment security solutions built into the infrastructure
See how Corefy protects payment flows, sensitive data, and platform access across the full transaction lifecycle.
Administrative actions are governed by structured access controls and recorded end-to-end, so you can evidence who did what, and when.
Users receive only the permissions their role requires, nothing beyond what the job needs.
Permissions are configurable across platform entities by team, environment, and action.
Every operational action is recorded in tamper-evident audit logs, ready for compliance reviews.
Administrative actions and system events stream to monitoring tools for ongoing operational visibility.
Security checkpoints are embedded throughout the payment lifecycle. Every transaction is evaluated at five distinct stages — before, during, and after it reaches a provider.
Incoming payment requests are validated before entering the processing pipeline.
Rule-based transaction controls catch abnormal payment activity at the earliest possible point.
Dynamic authentication rules enforce 3DS and Strong Customer Authentication where regulation or risk profile requires it.
Risk signals feed into routing logic, so transactions can be steered, retried, or blocked based on real exposure.
External risk signals and provider responses are incorporated into transaction evaluation.
Platform security is supported by continuous monitoring, regular external testing, and defined response procedures.
Platform activity, infrastructure, and access logs are monitored without interruption. Suspicious behaviour triggers automated detection and a defined response path.
Security researchers can report findings to security@corefy.com. We acknowledge, investigate, and remediate under a defined process.
Internal security assessments, vulnerability scans, and external penetration tests run on a recurring schedule, with remediation tracked to closure.
Connect providers, configure flows, and operate your payment business on a PCI DSS Level 1, GDPR-aligned platform without building the controls yourself.
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Corefy is PCI DSS Level 1 payment infrastructure, so you can run a PCI-compliant payment gateway on top of it. And Corefy is more than a gateway: it is the orchestration and control layer above your gateways, providers, and routing logic.
PCI scope is handled at the infrastructure level through tokenization and a PCI DSS-compliant card vault, so your own systems carry less of it. The result is secure payment infrastructure that gives PSPs, platforms, and merchants PCI compliant payment solutions without rebuilding the controls.
