SmartFastPay

What is SmartFastPay and what do they do?

SmartFastPay is a Brazilian payment technology provider focused on enabling local payment methods across Latin America through a single API. The platform is designed to help national and international online businesses access region-specific payment rails without building separate integrations for each country.

SmartFastPay operates as a payment intermediary, connecting merchants to local bank-based and card payment methods while providing real-time transaction management and reporting. Its core markets are Brazil and Colombia, with operational presence and teams across other Latin American countries including Ecuador, Peru, Bolivia, Chile, and Mexico.

The platform supports key local methods such as PIX, Boleto, credit and debit cards, and bank transfers (TED/DOC), alongside instant payment options where available. SmartFastPay offers white-label checkout capabilities, allowing merchants to customise payment pages and maintain brand consistency while relying on SmartFastPay’s underlying infrastructure.

Security and compliance are positioned as foundational elements of the service, with references to alignment with Brazilian and regional regulatory frameworks and standard payment security practices.

Who is it for?

SmartFastPay is designed for online businesses that want to operate in Latin America and need reliable access to local payment methods. This includes international merchants entering the region, as well as domestic companies looking to optimise payment acceptance and conversion.

The platform is particularly relevant for industries where local payment behaviour strongly influences conversion, such as gaming, digital services, e-commerce, and subscription-based platforms. Merchants that need to support customers without cards, or those who prefer instant bank payments, are a typical fit.

SmartFastPay’s single-API and white-label approach makes it suitable for businesses with internal technical teams or payment partners that want centralised control over checkout logic and reporting without managing multiple local providers directly.

Why do businesses choose SmartFastPay?

One of the main reasons businesses choose SmartFastPay is access to local payment methods through a unified integration. Supporting PIX, Boleto, cards, and bank transfers via one API reduces development effort and accelerates market entry in Brazil and neighbouring countries.

SmartFastPay also emphasises real-time visibility and control. Merchants can track transactions, assess risk signals, and manage user activity as payments occur, rather than relying on delayed reporting. Automatic risk controls and user blocking are positioned as tools to protect approval rates and reduce operational issues.

White-label checkout options and multi-currency support allow businesses to adapt the payment experience to different markets while avoiding upfront infrastructure costs. Combined with local operational teams and 24/7 support, this positions SmartFastPay as a hands-on regional partner rather than a purely technical gateway.

Publicly available case references and metrics highlight a focus on high approval rates and fast confirmation times, particularly for instant payment methods such as PIX, which is critical for conversion in the Brazilian market.

Is SmartFastPay trustworthy?

SmartFastPay positions itself as a compliance-aware payment provider operating within Brazilian and regional regulatory frameworks. Public materials reference alignment with local financial regulations and data protection laws, as well as adherence to standard security practices such as encryption and access controls.

The company maintains an active presence in the Latin American payments ecosystem and publishes clear information about supported methods, processing times, and operational coverage. Independent review platforms show generally positive feedback, particularly around customer support and reliability, and there are no widely reported regulatory or security incidents associated with the brand.

As with any regional payment intermediary, businesses typically assess SmartFastPay based on settlement performance, regulatory fit, and support responsiveness in their target markets. Based on publicly available information, SmartFastPay presents itself as a region-focused provider with a strong emphasis on local payment expertise, compliance, and operational reliability across Latin America.