Checkout.com

What is Checkout.com and what do they do?

Checkout.com is a global payments platform that provides businesses with a complete set of tools to accept, process, and manage online payments efficiently. Founded in 2012 and headquartered in London, it operates as a payment gateway, acquirer, processor, and card issuer, giving merchants end-to-end control over their payment stack.

The company’s unified platform supports credit and debit cards, digital wallets, local payment methods, and bank transfers across more than 150 currencies and 190 markets. Its technology allows for in-country acquiring, which optimises approval rates and reduces costs for cross-border transactions. Checkout.com also offers payouts, fraud management, card issuing, and real-time analytics to help businesses enhance performance and customer experience.

With major clients such as Netflix, Revolut, Klarna, Uber Eats, and Coinbase, Checkout.com powers payments for some of the world’s largest digital enterprises. Its mission is to simplify global payments while providing merchants with granular data, transparency, and flexibility to build customised payment experiences.

Who is it for?

Checkout.com is designed for mid-sized to enterprise-level businesses that require scalable, international payment capabilities. It is particularly popular among e-commerce, fintech, SaaS, digital services, gaming, travel, and marketplace platforms.

Companies with complex payment needs — such as handling multiple currencies, managing risk, or optimising global payment routing — find Checkout.com especially valuable. While its primary strength lies in online payments, the platform continues to expand its acquiring and card issuing capabilities across Europe, Asia, the Middle East, and North America.

Why do businesses choose Checkout.com?

Businesses choose Checkout.com for its global coverage, innovation, and full-stack control. Key advantages include:

• Global reach: Local acquiring in over 50 countries and payment support in 150+ currencies help businesses improve approval rates and reduce cross-border fees.
• End-to-end platform: Checkout.com owns its entire payment stack — from gateway to processing and acquiring — ensuring faster settlements, fewer intermediaries, and better data transparency.
• Robust API and flexibility: Its API-first architecture allows for easy integration and deep customisation, enabling merchants to create seamless checkout experiences tailored to their markets.
• Advanced risk and fraud protection: AI-powered monitoring and customisable risk rules safeguard transactions and lower chargeback rates.
• Real-time analytics: Detailed dashboards provide transaction-level insights and performance data to support data-driven optimisation.
• Continuous innovation: Features like instant refunds, one-click checkout, and branded card issuing give businesses greater control and customer engagement.

Businesses using Corefy can connect their Checkout.com MID directly through the platform’s dashboard, activating routing and reconciliation tools in minutes without additional integration work.

Is Checkout.com trustworthy?

Checkout.com is a licensed and regulated payment institution with acquiring licences in key financial regions, including the UK, EU, US, and MENA. It is fully PCI DSS Level 1 compliant, the highest standard for secure handling of cardholder data, and adheres to strict AML and sanctions compliance frameworks.

The platform employs advanced encryption, tokenisation, and real-time fraud prevention to protect data integrity and maintain transaction security. Its reputation is further supported by long-term partnerships with major global brands and a valuation of $40 billion (2022), reflecting investor confidence and market stability.

With its strong compliance foundation, enterprise-grade technology, and proven reliability, Checkout.com stands as one of the most trusted and innovative payment providers for businesses managing high-volume, international digital transactions.