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S3CPAY (Spectre Payments)

Secure, accessible payment solutions and card processing for high-risk industries.

Supports in this guide: Payments

Provider website: spectrepayments.com

What you need to do for start processing transactions (brief summary)

  1. Get your credentials (from S3CPAY)
  2. Connect in Dashboard
  3. Send an API request

Prerequisites: get from S3CPAY

Contact your S3CPAY account manager to get your account verified and receive the following credentials.

  • Auth token -> Corefy field auth_token.
  • API key -> Corefy field api_key.

EUR.

Payments processing (connect H2H Merchant account, create payment-invoice)

Connect H2H Merchant account in Corefy Dashboard

Step 1 - Open connection form

Open S3CPAY in the provider directory and press Connect at S3CPAY Provider Overview page in the New connection section.

Step 2 - Fill in fields and select settings

  • Auth token
  • API key
  • Test Mode -> (enable if you are using sandbox credentials)

Success

You have connected S3CPAY H2H Merchant account!

First request to Corefy API (MIN)

What it does: creates a payment-invoice; card data itself is collected and submitted separately by Corefy's checkout/SDK layer, not as part of this request.

Payment - MIN

POST /api/payment-invoices 

{
  "data": {
    "type": "payment-invoice",
    "attributes": {
      "reference_id": "85af8385-d00e-4f58-ab1f-3a527fdf2d3b",
      "service": "payment_card_eur_hpp",
      "currency": "EUR",
      "amount": 10,
      "customer": {
        "reference_id": "d9a8b2e8-d1e1-40b2-8a57-0d425f7fee5f"
      }
    }
  }
}

Payment - MAX

POST /api/payment-invoices 

{
  "data": {
    "type": "payment-invoice",
    "attributes": {
      "reference_id": "85af8385-d00e-4f58-ab1f-3a527fdf2d3b",
      "service": "payment_card_eur_hpp",
      "currency": "EUR",
      "amount": 10,
      "customer": {
        "reference_id": "d9a8b2e8-d1e1-40b2-8a57-0d425f7fee5f",
        "name": "John Wick",
        "email": "johndoe@mail.com",
        "phone": "+2134234234523",
        "address": {
          "full_address": "Baker street",
          "city": "London",
          "region": "London",
          "country": "GB",
          "post_code": "12345"
        }
      }
    }
  }
}

Important

No hardcoded fallback values are sent for missing customer fields - if a field is missing from both the request and the matching Constant, it's simply not sent.

Extended request (MAX)

Why add extra fields (typical reasons): - Provide additional customer details for compliance/reconciliation - Positively influence conversion rate - Include optional fields required by your specific flow

Options

No Options are configured for this connector.

Constants (fallback fields)

Constants are static values that Corefy can send to the provider instead of dynamic data from your API request, when those fields are missing in the request.

Priority (predictable rule): 1. If a value is present in the request -> Corefy uses the request value 2. Else if the constant is set -> Corefy uses the constant 3. Else -> provider may reject the request or apply its defaults (depends on provider)

Currently available constants (constant -> Corefy API field)

  • FIRST_NAME -> customer.name (first name)
  • LAST_NAME -> customer.name (last name)
  • EMAIL -> customer.email
  • PHONE -> customer.phone
  • FULL_ADDRESS -> customer.address.full_address
  • CITY -> customer.address.city
  • REGION -> customer.address.region
  • COUNTRY -> customer.address.country
  • POST_CODE -> customer.address.post_code

Refunds

S3CPAY supports refunds for the full amount only, one refund per payment (no partial or multiple refunds).

Additional info

  1. Active reconciliation is available - both the asynchronous callback and an active status request can finalize the payment.
  2. No recurring - this connector does not support saving/charging a token through Corefy.
  3. No CVV-exempt mode and no 3DS control version selection - every transaction requires CVV, and the 3DS version used is not configurable from Corefy.

FAQ / Troubleshooting

  • Invalid credentials / auth error -> verify the Auth token and API key for the selected environment (test_mode)
  • Currency or service is not supported -> confirm allowed currencies/features in your S3CPAY account and in Corefy - only EUR is available
  • Refund fails with multiple attempts -> only one full-amount refund per payment is allowed

Question

Still looking for help connecting your S3CPAY account? Please contact our support team!