Paysafebd

Supports in this guide: Payments, Payouts

Provider website: paysafebd.com

What you need to do for start processing transactions (brief summary)

1. Choose account type
2. Get your credentials (from Paysafebd)
3. Connect in Dashboard
4. Send an API request

Prerequisites: get from Paysafebd

Contact your Paysafebd account manager to get your account verified and receive the following credentials.

• Merchant ID -> Corefy field merchant_id.
• Merchant Key -> Corefy field merchant_key - used to sign Payment requests; needed if you plan to process Payments.
• Secret Key -> Corefy field secret_key - used together with Merchant Key to verify the payment callback signature.
• Payout Key -> Corefy field payout_key - used to sign Payout requests; needed if you plan to process Payouts.

Currencies: INR only, across two local real-time methods - UPI and IMPS.

{
  "data": {
    "type": "payment-invoice",
    "attributes": {
      "reference_id": "6be05631-8710-4b14-a369-1928a2b70eda",
      "service": "upi_inr_hpp",
      "currency": "INR",
      "amount": 100
    }
  }
}

{
  "data": {
    "type": "payment-invoice",
    "attributes": {
      "reference_id": "199be985-c243-478a-86a8-4b8c902e5bb6",
      "service": "imps_inr_hpp",
      "currency": "INR",
      "amount": 100
    }
  }
}

{
  "data": {
    "type": "payout-invoice",
    "attributes": {
      "reference_id": "fa3a05f3-f923-48ab-a95c-9f894cc12277",
      "service": "upi_inr",
      "currency": "INR",
      "amount": 843.13,
      "fields": {
        "vpa": "test@test",
        "beneficiary_full_name": "John Doe"
      }
    }
  }
}

{
  "data": {
    "type": "payout-invoice",
    "attributes": {
      "reference_id": "4f2c3801-6a6a-46c7-8031-78cc599baf50",
      "service": "imps_inr",
      "currency": "INR",
      "amount": 862.32,
      "fields": {
        "vpa": "test@test",
        "ifsc": "123456",
        "account_holder_full_name": "John Doe"
      }
    }
  }
}

Additional info

1. Provider account only - Paysafebd has a single connection flow (Provider account); there is no H2H Merchant account option for this connector.
2. Active reconciliation is available on both flows - besides the asynchronous callback, Corefy can also actively request the current status of a Payment or Payout from Paysafebd and finalize it from that response.
3. No refunds - neither Payments nor Payouts support refunds.
4. No recurring - this connector does not support saving/charging a token through Corefy.
5. Only INR is supported, for both Payments and Payouts, across the UPI and IMPS methods.

FAQ / Troubleshooting

• Invalid credentials / auth error on Payments -> verify Merchant ID and Merchant Key match the selected environment (test_mode)
• Invalid credentials / auth error on Payouts -> verify Merchant ID and Payout Key match the selected environment (test_mode)
• Payout fails for IMPS -> make sure fields.ifsc and fields.account_holder_full_name are both sent together with fields.vpa
• Callback signature mismatch -> Secret Key and Merchant Key must both be set correctly; the callback signature is derived from both