Crederes

Connect H2H Merchant account in Corefy Dashboard

Step 1 - Open connection form

Open Crederes in the provider directory and press Connect at Crederes Provider Overview page in the New connection section. Choose H2H Merchant account.

Step 2 - Fill in fields and select settings

• Token
• Requestor ID
• API URL
• Test Mode -> (enable if you are using sandbox credentials)

Choose Currency / Features; check with your Corefy account manager which are enabled for your account.

First request to Corefy API (MIN)

What it does: creates a payment-invoice; card data itself is collected and submitted separately by Corefy's checkout/SDK layer, not as part of this request. Crederes may return a 3D Secure challenge redirect depending on the card.

Payment - MIN

POST /api/payment-invoices

{
  "data": {
    "type": "payment-invoice",
    "attributes": {
      "reference_id": "8e3dbbb0-17af-4c9a-bedb-93bdac6900a2",
      "service": "payment_card_eur_hpp",
      "currency": "EUR",
      "amount": 10
    }
  }
}

Payment - MAX

POST /api/payment-invoices

{
  "data": {
    "type": "payment-invoice",
    "attributes": {
      "reference_id": "6795502c-e27d-4d07-85e0-93245aab9a3f",
      "service": "payment_card_eur_hpp",
      "currency": "EUR",
      "amount": 10,
      "customer": {
        "reference_id": "cus_123",
        "name": "John Smith",
        "email": "johnsmith@gmail.com",
        "phone": "+15551234567",
        "date_of_birth": "1990-01-01",
        "address": {
          "country": "FR",
          "region": "IDF",
          "city": "Paris",
          "street": "1 Main street",
          "post_code": "75000"
        },
        "metadata": {
          "website_url": "https://example.com"
        }
      }
    }
  }
}

customer is entirely optional - anything you don't send falls back to the Constants below, or is simply left blank on Crederes's side.

Extended request (MAX)

Why add extra fields (typical reasons): - Provide additional customer details for compliance/reconciliation - Positively influence conversion rate - Include optional fields required by your specific flow

Options

• ignore_callback -> optional, boolean - for cascading to work correctly, excludes finalizing the payment from the asynchronous callback; Corefy then relies only on an active status request (reconciliation) to finalize it.
• extended_threeds_data_waiting_time -> optional, boolean - extends the waiting time for receiving 3D Secure authentication data.
• pending_refunds_on_invalid_response -> optional, boolean - when disabled (default), an invalid response from Crederes during a refund sets the refund to ERROR/PROVIDER_ERROR; when enabled, the same response instead sets it to PENDING/OK, reported as "the refund has not yet been processed on the provider's side."
• prioritize_cardholder -> optional, boolean - by default, customer.name takes priority over the card's own embossed name for the first/last name sent to Crederes; enable this to prioritize the card's embossed name instead.

Constants (fallback fields)

Constants are static values that Corefy can send to the provider instead of dynamic data from your API request, when those fields are missing in the request.

Priority (predictable rule): 1. If a value is present in the request -> Corefy uses the request value 2. Else if the constant is set -> Corefy uses the constant 3. Else -> provider may reject the request or apply its defaults (depends on provider)

Currently available constants (constant -> Corefy API field)

• FIRST_NAME -> customer.name (first part)
• LAST_NAME -> customer.name (second part)
• EMAIL -> customer.email
• PHONE -> customer.phone
• DATE_OF_BIRTH -> customer.date_of_birth
• COUNTRY -> customer.address.country
• REGION -> customer.address.region
• CITY -> customer.address.city
• POST_CODE -> customer.address.post_code
• ADDRESS_LINE_1 / ADDRESS_LINE_2 -> customer.address.street

Refunds

Crederes supports partial and multiple refunds against the same payment.

Connect Provider account in Corefy Dashboard

Step 1 - Open connection form

Open Crederes in the provider directory and press Connect at Crederes Provider Overview page in the New connection section. Choose Provider account.

Step 2 - Fill in fields and select settings

• Consumer Key
• Token
• Access Token
• Private Key
• Requestor ID
• Webhook Token (optional)
• Username (optional)
• API URL (optional)
• Test Mode -> (enable if you are using sandbox credentials)

First request to Corefy API (MIN)

What it does: creates a payment-invoice and redirects the customer to a hosted page to enter their card details.

Payment - MIN

POST /api/payment-invoices

{
  "data": {
    "type": "payment-invoice",
    "attributes": {
      "reference_id": "8e3dbbb0-17af-4c9a-bedb-93bdac6900a2",
      "service": "payment_card_eur_hpp",
      "currency": "EUR",
      "amount": 10
    }
  }
}

Payment - MAX

POST /api/payment-invoices

{
  "data": {
    "type": "payment-invoice",
    "attributes": {
      "reference_id": "6795502c-e27d-4d07-85e0-93245aab9a3f",
      "service": "payment_card_eur_hpp",
      "currency": "EUR",
      "amount": 10,
      "customer": {
        "reference_id": "cus_123",
        "name": "John Smith",
        "email": "johnsmith@gmail.com",
        "phone": "+15551234567",
        "address": {
          "country": "FR",
          "region": "IDF",
          "city": "Paris",
          "street": "1 Main street",
          "post_code": "75000"
        },
        "metadata": {
          "ip": "203.0.113.5"
        }
      }
    }
  }
}

customer is entirely optional - everything is only used to prefill the hosted form, it never blocks the sale.

Extended request (MAX)

Why add extra fields (typical reasons): - Provide additional customer details for compliance/reconciliation - Positively influence conversion rate - Include optional fields required by your specific flow

No Options or Constants are configured for this flow.

Connect Provider account in Corefy Dashboard

Uses the same Provider account connection as Payments above - one connection covers both directions, nothing extra to fill in for payouts specifically.

First request to Corefy API (MIN)

What it does: creates a payout-invoice and sends funds directly to a card.

Payout - MIN

POST /api/payout-invoices

{
  "data": {
    "type": "payout-invoice",
    "attributes": {
      "reference_id": "0dde9e79-2c64-4703-adaf-93d710633401",
      "service": "payment_card_eur",
      "currency": "EUR",
      "amount": 10,
      "fields": {
        "card_number": "4111111111111111"
      }
    }
  }
}

Payout - MAX

POST /api/payout-invoices

{
  "data": {
    "type": "payout-invoice",
    "attributes": {
      "reference_id": "3c6d2f8e-8a2a-4e7a-9b1a-2f6a7b9c0d1e",
      "service": "payment_card_eur",
      "currency": "EUR",
      "amount": 10,
      "customer": {
        "reference_id": "cus_123",
        "name": "John Smith",
        "email": "johnsmith@gmail.com",
        "phone": "+15551234567",
        "address": {
          "country": "FR",
          "city": "Paris",
          "street": "1 Main street",
          "post_code": "75000"
        }
      },
      "fields": {
        "card_number": "4111111111111111"
      }
    }
  }
}

customer is entirely optional - everything is only forwarded to Crederes as recipient details.

Extended request (MAX)

Why add extra fields (typical reasons): - Provide additional customer details for compliance/reconciliation - Positively influence conversion rate - Include optional fields required by your specific flow

No Options or Constants are configured for this flow.