Noda

What is Noda and what do they do?

Noda is a UK-based financial technology company that provides secure, instant, and cost-efficient payment processing powered by open banking technology. Rather than relying on card networks, Noda connects businesses directly to their customers’ bank accounts, enabling real-time account-to-account (A2A) payments with higher approval rates and lower fraud risk.

Through its API-driven platform, Noda enables merchants to launch payment solutions within hours instead of weeks. Businesses can initiate payments or payouts through a simple API call, with parameters such as amount, currency, and webhook URLs supporting real-time confirmation and automated reconciliation. The platform delivers over 90% payment acceptance rates, instant fund access, and near-zero fraud incidents thanks to its direct, bank-to-bank infrastructure.

Noda also includes merchant dashboards, fraud prevention tools, and multi-currency support, offering businesses a complete toolkit for managing payments globally while maintaining transparency and control.

Who is it for?

Noda serves businesses of all sizes and sectors looking to modernise their payment processing with open banking technology. It is particularly suitable for:

• E-commerce platforms wanting faster, more secure checkouts without card fees.
• Subscription services and digital marketplaces seeking reliable recurring payment options.
• Retail and hospitality businesses optimising online and mobile transactions.
• Fintech and SaaS providers requiring seamless API-based payment integration.

Its fast onboarding and developer-friendly API make Noda especially appealing to startups and SMEs that need to launch or scale payment capabilities quickly, while enterprises can benefit from its robust security, scalability, and compliance framework.

Why do businesses choose Noda?

Businesses choose Noda for its innovation, efficiency, and compliance-focused approach. Verified benefits include:

• Instant bank-to-bank payments – Direct account-to-account transactions eliminate intermediaries, enabling near-instant settlements.
• High approval rates – A stated 90%+ success rate helps businesses reduce failed payments and lost conversions.
• Open banking architecture – Built on PSD2-compliant APIs for secure, transparent payment initiation.
• Rapid integration – Developers can deploy payments within hours using a simple REST API and sandbox environment.
• Cost efficiency – Lower transaction fees than card-based methods, with no setup costs and free onboarding for new merchants.
• Fraud prevention and security – Bank-level encryption, tokenisation, and SCA (Strong Customer Authentication) ensure compliance and minimise risk.
• Scalability – Suitable for any business size, with flexible pricing plans and multi-currency support.

Businesses using Corefy can simply obtain a MID from Noda and connect it to Corefy’s dashboard in a few clicks, without dealing with any integration work.

Is Noda trustworthy?

Noda operates under regulatory oversight from the UK Financial Conduct Authority (FCA), ensuring compliance with the Payment Services Regulations and open banking standards. It also adheres to PCI DSS security requirements and implements end-to-end encryption and Strong Customer Authentication (SCA) to protect user data and transaction integrity.

The company’s open banking model removes card intermediaries, significantly lowering the risk of fraud or chargebacks. Endorsements from industry professionals highlight Noda’s ease of integration, transparent pricing, and exceptional support, reinforcing its reputation as a secure and forward-thinking payment provider.

With its combination of regulatory compliance, technical excellence, and near-instant settlement capability, Noda stands out as a trustworthy and innovative payment partner for modern, digital-first businesses.